Europe Assistance – scope of coverage for foreigners 2025

Are you looking for a reliable insurance policy for your stay in Poland? Europe Assistance (Europ Assistance) offers proven coverage for foreigners, tailored to the requirements of 2025. In this guide, we have compiled the most important benefits, limits, exclusions, and practical tips to help you easily choose the right option.

You will learn what the coverage actually includes, what the limits are for medical treatment and medical transport costs, and how to tailor the policy to the requirements of your visa and residence card. At the end, you will find quick steps on how to purchase a policy online.

The policy covers medical expenses incurred as a result of sudden illness or accident, including visits and diagnostics, hospitalization, medication, and transportation to the facility. The package also includes emergency dental care for acute pain, and in serious situations, the organization and coverage of repatriation costs.

Coverage includes consultations, examinations, outpatient procedures, and hospitalization up to the sum insured specified in the option. In the event of sudden toothache, dental assistance is available up to the limit specified in the General Terms and Conditions. Everything is coordinated by the Europe Assistance Emergency Center, which operates 24/7 and organizes cashless services whenever possible.

The policy may cover medical transport between facilities, return to the country of permanent residence, as well as transport of the deceased and purchase of a coffin – all within the limits. If you need to adjust your visa requirements, check the current visa requirements.

The General Terms and Conditions of Insurance (OWU) with reference number 25.T.005.001 (effective from March 1, 2025) provide for variants with different sums insured. For example: medical expenses up to EUR 30,000 or EUR 60,000, emergency dental treatment up to EUR 100, repatriation up to EUR 10,000, transport of remains up to EUR 10,000, purchase of a coffin up to EUR 800. You can check the exact values and options in the General Terms and Conditions.

For visa purposes, a minimum of €30,000 in medical expenses is usually required. If you are planning a longer stay, make sure that the policy meets the requirements of the authorities for the visa application process. residence permit and current visa requirements. Costs may vary – please also check the approximate insurance rates.

Before choosing a Europe Assistance policy, please consider the following points.