Europ Assistance and the 2025 visa: is it required?

Short answer: no, Europ Assistance insurance is not mandatory in itself. For visas in 2025, the following are accepted: any insurance, that meets the requirements of the consulate and/or Schengen regulations. Europ Assistance is a recognized insurer, so a policy from this brand, if it has the appropriate coverage, is usually accepted.

In practice, what matters is meeting the minimum parameters: the sum of medical expenses in euros, repatriation to the country and validity in the area relevant to your trip. Below we have compiled the current requirements and practical guidance for 2025 for those applying for a visa to Poland and the Schengen area.

For a Schengen Type C visa, travel insurance valid throughout the Schengen area for the entire planned stay is required. The policy must cover medical expenses in the amount of at least 30,000 EUR, as well as medical transport and repatriation. This is a general principle of Schengen, also applicable in 2025. For more on the practical requirements, see the article on visa requirements.

In the case of National visa to Poland (type D) Consulates usually require insurance valid in Poland for the duration of the stay or until the right to NFZ (National Health Fund) coverage is obtained. The scope should realistically cover the costs of emergency treatment and hospitalization, as well as the organization of medical transport within Poland. Europ Assistance will meet the conditions if the certificate specifies the correct sum and territory.

Yes, if it meets the visa requirements. Europ Assistance products offer options with high medical expense coverage (e.g., EUR 40,000–250,000) and full assistance, which complies with the Schengen standard. Make sure that the certificate clearly states the amount in EUR, territorial scope Schengen/Europe or Poland and includes repatriation. For the D visa, it is important that it is written that the protection is valid on the territory of the Republic of Poland for the period indicated.

If you're buying a policy online, use the Where and How Guide buy a policy online, and before submitting the documents, prepare the required documents for purchase. This will reduce the time for completing the visa application.

Below is a checklist for visa insurance — applicable to both Europ Assistance and other companies. Use it before booking an appointment at the consulate.

The cost of the policy depends on the duration, sums and add-ons (NWW, third-party liability, baggage). See a practical overview of what they depend on insurance rates. If you are concerned about the risk of visa rejection, check out the return options and procedures at the visa refusal.

After purchase, ask for certificate of insurance For the visa. The document should include your details, passport number, policy number, expiration dates, amount in euros, territorial coverage and indicated repatriation. Include a translation or English version if necessary. Always print the entire certificate and carry it with your application and passport.

For a multiple-entry visa, make sure your first trip is covered in full, and for subsequent entries, have an up-to-date policy in line with your destination and length of stay. You can purchase online - it's a quick and secure solution, as described in the instructions buy a policy online.